A promising real estate deal can move quickly, but securing the capital needed to close it can be more complicated. iFundwise provides transactional funding designed around the structure and timing of real estate transactions, including EMD, double-close, and Stack Method funding for investors across all 50 states. Here are three ways iFundwise helps real estate investors fund different types of deals and move them toward closing.
1. Fund Earnest Money Deposits Without Tying Up Cash
Earnest money can become an immediate hurdle when an investor needs to secure a property without putting their own cash into the deposit. iFundwise offers EMD funding that is wired directly to the title company or escrow agent for investors with a deal ready to secure.
The funding is designed around the transaction rather than a traditional long-term credit application. iFundwise reviews the deal structure, documents, and closing path before capital moves. EMD funding can cover deposits of up to $100,000 per transaction, while refundability depends on the terms of the contract.
For real estate investors, this provides an option for preserving available cash while securing a property. Instead of using working capital for the earnest money deposit, investors can explore funding specifically designed for that part of the transaction.
The process also begins with a deal review rather than a traditional credit application. iFundwise does not require a credit check and evaluates the transaction based on its structure, documents, closing process, and the path for the capital to return.
2. Support Same-Day Double Closings With Transactional Funding
Double closings involve two connected transactions that need to move together. The investor purchases the property in the A-B transaction and then sells it to the end buyer through the B-C transaction.
The challenge is having enough capital available for the first transaction while the second transaction is being completed. iFundwise's Double Close Funding is designed for this structure, providing capital for same-day A-B and B-C closings while coordinating with the title company and deal documents.
